Accounting

Yes, you can balance your checkbook every month to the penny with a minimum amount of time and effort. It is very important to do so in today’s world to prevent yourself from becoming a victim of fraud and identity theft.

There are a few points to keep in mind when balancing your checkbook. First, the ending balance in your checkbook and the ending balance on the bank statement will not match due to timing. You are balancing your checkbook currently, the bank statement has a closing date which is usually printed at the top of the statement. Second, the only differences that occur between your bank statement and your checkbook are deposits in transit, deposits not recorded, outstanding checks, transfers, and adjustments. And, finally, remember that the bank is always right.

When you receive your bank statement, take your checkbook register and place them side by side. Begin with the ending balance on the bank statement. The bank statement will then list all the deposits made to your account during the time period you are reconciling for. Match the deposits on the bank statement against what you have recorded in your checkbook register. A deposit in transit is an amount that you have in your checkbook but is not listed on the bank statement due to the statement date. Add these amounts, if any, to the ending balance on the bank statement. A deposit that is not recorded is an amount that the bank shows but is not in your checkbook register. Add these amounts, if, any, to your checkbook register. This section is usually the easiest to balance since magical amounts of money don’t appear into your account. These amounts result from actual money you take to the bank, deposit transfers between accounts or payroll direct deposits.

Next, you will want to see what checks cleared the bank that you wrote from your account. These are listed on your bank statement in numerical order. Follow this order and place a checkmark next to the check listed in your checkbook register that cleared the bank. Those checks in your register that do not have marks next to them, otherwise known as outstanding checks, should be subtracted from the bank statement balance. Be alert because the check can clear for a different amount than what it was written for. Either the writing on the check was unclear or the numbers were transposed.

Other withdrawals that can occur during the statement period are debit card purchases, automatic debit payment and ATM withdrawals. Make sure that all reductions on your bank statement are entered in your check register. It is important to check this section on your bank statement and make sure it matches your checkbook since this is the area where fraud is widespread. If you know where you shopped and utilized your debit card or when and where you stopped and made an ATM withdrawal, then those transactions are the only ones that should appear on your bank statement. If other withdrawals appear on your statement that you cannot justify, contact your bank immediately!

There can be adjustments to your account such as interest, service fees and the occasional bank adjustment. Yes, I realize that I stated that the bank is always right. Well, it is. Each and every employee of a bank that comes in contact with money must balance at the end of the day. Trust me, they will find their mistake. And, they often find your mistakes too! Remember to subtract your fees and add the interest to your checkbook register.

The ending balance of your statement should now match the ending balance in your checkbook register. If the amounts are not the same, I find it is usually in the withdrawals. Specifically go over the cleared checks and the amounts they cleared for.

You work hard for your money! By following these easy directions, you can have less frustration and a better understanding of where that money goes and you can protect yourself from the many occurrences of fraud in today’s society.

Suzanne Globke is an accountant with over 20 years experience. To read more useful tips and techniques regarding business information like the ones in this article, please click here http://www.momsprosperityrocks.com/beancounter

A business comes into existence with the sole motive of earning profits and a business owner will take all steps within his means to ensure that work keeps on flowing smoothly and the optimum utilization of resources takes place. Every division in the organization is created with the objective of catalyzing the growth and not causing a hindrance to the progress of the business. Hence it is important to consider each division carefully and analyze if any further optimization can be undertaken at any level. The finance division of a business is one of the most crucial aspects of any organization. It is responsible for maintaining a check and keeping a record of each and every transaction that takes place in the day to day running of the business by data entry services provided by professionals or in-house accounts personnel. This ensures that necessary information regarding the plans; strategies and policies of the organization are available at a moment’s notice to facilitate decision-making by the senior management.

Data entry services by professionals appointed for this task play a crucial role in running a business successfully. It makes a major difference in the performance standards of any business. Outsourcing a competent firm for providing your business with data entry services helps you in optimization of resources that were earlier being invested in the accounts department to take care of this crucial need of the business. Data entry services provided by experienced professionals help your business to save time and money and help the organization to increase the pace of regular business activities. The other competitive advantage provided by the data entry services include the ready availability of accurate and authentic at any given point that helps to facilitate decision making for profit creation and expansion of the business. Accurate data maintained on a daily basis and transferred online to the organization help the business to keep track of each expense incurred and profit gained thereby enabling the business to chart out the next course of action.

Data entry services are provided by professionally competent firms who hire experienced individuals to cater to the requirements of every individual client. The data entry services are usually provided round the clock to ensure that the client does not have to wait or face delays when the data is urgently required. The data entry services are provided by vendors who have years of experience, advanced technology and software to carry out the work and required flexibility to accommodate the needs of the client. It is therefore a viable option for any business irrespective of whether it is small or a big corporation. Data entry services, though not complex in nature, but are highly time consuming and this is the prime reason why companies need to outsource this service to cut down on the cost spend on hiring data entry professionals on the company payroll. The data entry services provided by a reputed vendor will ensure that you have highly accurate data properly accumulated for your reference while the confidentiality of your data is also assured. Hence outsourcing data entry services might be the best option for any business in this competitive world.

Allies Harbor is a writer and writes articles on various topics including outsourcing. To know more about Accounting outsourcing,Business Process Outsourcing, Benefits of SEO outsourcing India,Outsourcing SEO Services,Article syndication,Software Outsourcing India,Outsourcing SEO,Data entry services visit http://www.ifrstaffing.com

Every little expense or income can make a difference in the ledger books of a business. It is therefore crucial to maintain accurate accounts of the daily transactions of a business to ensure maximum optimization of resources. An organization often employs well qualified accountants to maintain the daily transactions record. This results in the firm blocking a good amount of human and financial resources in accounting regular business transactions. In these circumstances it would make practical sense for the business to employ outsourced accounting help to maintain the regular accounts. This not only helps in better utilizing the available resources but also ensures accurate maintenance of accounts.

A firm offering Accounting help to various organizations must employ professionally qualified accountants who can competently handle the latest accounting software to maintain the financial data of the client. The team of accountants must also be reliable enough to handle sensitive data of the client that includes critical information about the company finances. The accounting help professionals must also be efficient enough to provide a day to day account of the transactions of the organization so that an accurate record of the financial status can be given to the firm at a short notice. The financial analysis and consultancy provided to the client by the firm offering accounting help can prove to be of invaluable assistance while developing business strategies for growth and expansion.

The accounting help firms provide customized services to each and every client that they cater to. So the business house can rest assured that its accounts will be maintained using the same software and processes that the in-house finance division was using earlier. The easily available accounting records at the time of audits and taxation ensures the firm achieves a financial credibility in the market. Even when the firm wants to apply for a loan it is easily sanctioned as the accounting help vendor ensures that each and every transaction is accurately maintained throughout the financial year. Any scrutiny of the financial data can be carried out by the lending house at a short notice.

Day journals, trial balances, profit and loss statements, balance sheet and financial reports formulated on the basis of the accounts statements can seem a daunting task for a firm that has just started out. Even for these small organizations employing accounting help from outsourced vendors might be a good move. The accounting help firm can help any business manage its financial data in many ways starting from the very set – up, getting the processes in place and using the apt software that is compatible with the records that need to be maintained. Also outsourcing accounting help will enable a corporate to cut down on their expenditure as the firm would not need to pay employee salary including house and medical allowances and bonus, etc. to the accounting help vendor.

A work overload could result in some discrepancies in the daily accounts as a result of mistake or malice. A business cannot afford to have such mistakes, no matter how minute in their financial records. Hence, employing accounting help would take off the additional burden from the corporate to maintain accounts accurately. A business can therefore concentrate on other areas such as profit generation; growth and expansion when it has outsourced accounting help to give it the competitive edge.

Alvis Brazma gives advice to business owners about how to manage their business efficiently without any hassles. To know more about Accounting outsourcing services, Small business accounting, Real estate accounting, retail accounting, accounting help visit this leading internet source: http://www.impacctusa.com

It has become an annual rite of spring for many merchants that accept credit cards – the dreaded VISA and MasterCard April rate adjustments. Businesses are notified every year of these impending changes, but are never fully aware of how it will impact them until they see their first billing statement with the new categories and rates. For merchants who have accepted credit cards for some time, these changes are unpleasant but expected. In 2007, however, even the most experienced of Business to Business (B2B) and Business to Government (B2G) merchants have been thrown for a loop.

With dozens of new corporate and purchasing card categories and processing rates more than 10% higher in some instances, B2B and B2G merchants are scrambling to find ways to control costs. For some of these businesses, especially those that have high ticket-low margin goods and services or are contractually obligated to provide goods and services at a fixed price, these changes have drastically affected forecasted profits. Because MasterCard and Visa assess the same rates regardless of the merchant processor, it is becoming evident to many B2B’s that they not only need to explore other service providers but also more efficient processing methods.

One method of lowering rates is to perform “Level 3” or “Tier 3” transactions. Merchants who pass level 3 data merely enter a line item detail of the goods or services purchased. This method of processing cannot be performed on a standard credit card terminal, as it requires the use of one of many software programs. While there is a cost associated with purchasing these programs (usually between $500.00 and $1000.00), the benefits can far outweigh the price. VISA Purchasing Cards are assessed a rate of over 30% lower for Level 3 transactions, for example, and large ticket federal government purchased are assessed rates that are well over 40% lower than normal fees.

Depending on the merchant profile, there are multiple other ways to reduce fees. Large ticket merchants can register for the VISA or MasterCard large ticket programs. Other merchants may also qualify for a special B2B rate that is based on their merchant category code. Regardless of the business profile, there is always a financial incentive to enter the correct AVS information to qualify for the lowest rate offered by both MasterCard and VISA.

For all B2B’s, it is crucial to find a merchant processor that understands the industry and is invested in helping their customers achieve the lowest rates. The best rate for processing credit cards incorrectly is always higher than the rates that can be achieved when processing in an efficient manner with a knowledgeable partner.

Jason Bordeaux works with the business development team at Wind River Financial, a Madison, Wisconsin based specialty merchant processor. For more specific information about Business to Business and Business to Government merchant processing, Jason can be reached at jbordeaux@windriverfinancial.com To learn more about Wind River Financial, visit http://www.windriverfinancial.com

It is needless to say that managing the financial aspect of every business is a vital part of equation of success and every organization understands it significance. Conversely it is also true that doing this work can be actually tiresome and time consuming as well. If you really want a solution of all your bookkeeping problems then bookkeeping outsourcing is the answer for you. The best thing about bookkeeping outsourcing is that you get a chance to save money and precious time that you can utilize in other important activities. Bookkeeping outsourcing definitely benefits your business as it assists you in managing financial and accounting activities proficiently.

Bookkeeping outsourcing makes accounting hassle free for you and keeps a bird’s eye on all transactions because you cannot afford to miss a single transaction as it can hamper the growth of your business. It is always a wise decision to hire bookkeeping outsourcing service for a business. An added advantage of hiring a bookkeeping firm is that you will be able to pay more attention to those issues which are ignored due to your busy schedule. Also the accountability of making accurate entries in ledger and day books rest with the bookkeeping outsourcing firm as the firm will be answerable to you in case of any mistake. Hence bookkeeping firms ensures accuracy and answerability in maintaining accurate financial records and statements.

Bookkeeping outsourcing has become a vital part of many businesses due to its accountability and efficiency. You can not only maintain transaction through bookkeeping services but can retrieve it whenever you need. Bookkeeping outsourcing includes data entry, single entry; commercial bookkeeping on computerized systems so that it may serve your business in best way. Your financial records and statements reflects the condition and size of your business therefore perfectly maintained accounts can help you in deciding future strategies and expansion plans. A profit and loss statement can help you in deciding which step is causing loss and what should be done for betterment. Bookkeeping outsourcing is therefore a big help for organizations by not only making properly maintained and processed accounting data available at a short notice, but also enabling the business to employ the resources, thus made available, in other divisions as well.

Selection of a bookkeeping outsourcing service is one of the most important decisions an individual or businesses can make. The essential thing that one should keep in mind while hiring a bookkeeping outsourcing service is the authenticity and accountability of that firm. Every company prefers services from such a firm where accounting professionals have genuine qualification and certificate from board of notification so make sure that the bookkeeping firms you are hiring have qualified professionals. Once you are satisfied then only the task of handling sensitive financial data and maintaining accounts can handed over to a bookkeeping outsourcing firm. Bookkeeping outsourcing is giving wonderful result that is why it is becoming key strategy of many businesses to hire bookkeeping services. Bookkeeping outsourcing can be your trusted partner in maintaining and expending profits.

Michelle Barkley is a CPA who advises people on tax preparation and tax calculation.She specializes in Back Office Outsourcing, bookkeeping outsourcing and accounting outsourcing. To know more about Accounting outsourcing services and to use the services visit http://www.ifrworld.com

A retail shop is always buzzing with activity and at times it can get really difficult to keep track of all the things that are going on in the shop. If you are the owner of one of those busy retail shops, you will surely know how hectic it can be to handle all the things in the shop properly. It has been said many times that accounting is one of the crucial aspect of any business and retail business is no exception to the rule. Retail accounting is not the same as accounting that is done for any other business or individuals. A retail shop or business is involved in buying several products and due to the huge number of things that the business is dealing with it is very important to keep an account of all these things in the proper way.

Handling retail accounting of any business is simple, if you make sure that you hire the services of a professionally qualified accountant to do the work. It is understood that every individual that sets up a business whether it is a retail business or any other, will not be an expert in handling accounts. In fact handling the accounts of a retail business undertaking is a pretty hectic task and that is why as business owners you must ensure that you hire the services of the best retail accountant in business. The internet has simplified everything and our life has become pretty easy. You can make use of the internet to find out about the companies that provide the best retail accounting services to clients.

Before hiring the services of an accountant to handle the accounting of your retail business, it will be good if you check the credentials of the accountant. You are hiring the services of the accountant to handle the most important aspect of your retail business, so naturally you will want to hire that accountant who has the perfect track record of doing the work faultlessly. If you are confused as to how to go about hiring the services of the accountant, you can talk to people who have already used their services. This will give you a good idea about what to expect from the accountant and how the entire thing will be done by his team. Talk to the accountant and apprise him of exactly how you want him to handle the accounting work for your business. Make sure to check from time to time and find out the kind of work that is being done for you by the accountant.

There is certain retail accounting software available in the market that can help in maintaining the accounts and other financial records properly. The software is especially designed to suit the business requirement of business owners who are running a retail business. Through proper handling of the accounts of the business, owners will be able to identify which product is high in demand and which product is not. This will help them in making profitable business decisions.

Alvis Brazma gives advice to business owners about how to manage their business efficiently without any hassles. To know more about Accounting outsourcing services,Small business accounting,Real estate accounting,Retail accounting, Retail Accounting visit this leading internet source: http://www.impacctusa.com

If you are an Entrepreneur trying to run your business and also handle your own record
keeping you should READ THIS:

Having your company Financial Records set up and maintained by a Professional is vital to
growing a successful business. As a small business owner, you may be deliberating about
whether you should or can afford to use the services of a Bookkeeper.

Here are 10 reasons why it is not only advisable, it could be critical to your survival as a
business owner.

Reason 1: You can spend more time on areas of your business that generate revenue, areas where you excel, areas that you enjoy

Reason 2: It will eliminate the frustration of trying to figure out how to do it - and/or how to correct errors

Reason 3: Having data properly recorded eliminates overpaying, or double paying bills

Reason 4: Having accurate records will show you if customers owe you money

Reason 5: Having current figures will eliminate problems with bank accounts like
overdraft fees

Reason 6: Maintaining good records will save you time when looking for information

Reason 7: Providing your Accountant/ Tax Preparer with properly maintained records will help to lower their fees and increase the accuracy of the tax reporting. Which also lessens the likelihood of problems with the taxing authority.

Reason 8: Having expenses properly categorized enables you to take all the deductions
you are entitled to - reducing the amount tax you have to pay

Reason 9: Reports generated from current, accurate records provide valuable information that can be used to make decisions about your business

Reason 10: Delegating tasks, starts you on the way to growing your business.

About the Author: Rosemarie Zera has been running a Bookkeeping and Tax Service Business for over ten years. Recently moved to San Antonio, Texas. Wrote an ebook entitled “Keep Your Books = Grow Your Business.” More information and resources can be found on website: http://www.thecalculatedsolution.com

This is the last article in the series of aricle’s about bookkeeping.

Creating Financial Statements:

Financial Statements:

1. Enable you to asses the short term working capital.
2. Set Targets
3. Analysis of improving the profit margins
4. Efficient Organization of sales and expenses
5. Better tax planning
6. Planning for employ benefits
7. Manage proactively
8. Helps in borrowing money from financial institutions
9. Financial planning for investors &
10. Making the business more profitable.

Important financial statements that will be detailed in this article are

1. Income Statements:
2. Balance Statement
3. Cash-Flow Statement

Income Statement:
Income Statement measures the revenue sources against business expenses over a period of time. Major components in the income statement are

1. Sales- This is the gross revenue generated from a sale. This is the main component generating from the income for your business.
2. Cost of goods sold- This is the direct cost associated in generating the sales. These costs include all kinds of resources which include direct labor, manager salaries and other operating costs.
3. Gross Profit- It represents the amount of direct profit associated with the company.
4. Operating expenses- These are the general selling expenses, those are necessary to run the business.
5. Operating Profit- This is the amount of profit earned during the normal course of operations. It is computed by subtracting the operating expenses from gross profit.
6. Other income and Expenses- This represents those return that do not occur during the normal operation of business.
7. Net Profit before taxes- This is the amount earned by business before paying taxes.
8. Income Taxes- Total amount of state and federal taxes paid.
9. Net profit after taxes- This is the amount of earnings for your business computed by subtracting taxes paid from net income before taxes.

Balance Sheet:

Balance Sheet provides snap shot of business assets, liabilities and owners equity for a given time.

1. Assets- These are the assets that can be converted to cash in a year or less. They include cash, stocks, other investments account receivable and prepaid expenses.
2. Fixed Assets- These are the tangible assets of a business that will not be converted to cash within a year. These include land, buildings, machinery and vehicles.
3. Intangible assets- These are the assets which can not be touched or seen. These include franchise rights, good will, agreements and other items.
4. Other Assets- These include cash value of insurance investment properties and all other dues.
5. Liabilities- These are the obligations for your business that are due. These include notes payable on lines of credit and other short term loans, current maturities of long term debt, accounts payable, expenses and taxes, payroll that is due to employees and amounts due to stock holders.
6. Long term liabilities- These are the obligations of the business that are not due for at least one year. These consist of bank debt or any loans payable outside the twelve month period.
7. Owner’s equity- This is the total amount invested by stock holders plus accumulated profit of the business.

Cash-Flow Statement-

In the earlier sessions you have seen the difference between accrual and cash flow basis of accounting. The accrual basis of business is generally preferred for the income statement and balance sheet because it more accurately matches the revenue sources to the expenses however it is important to analyze the actual cash flowing in and out of the business.

Cash-Flow statement is divided into 4 categories-

1. Net cash from operating activities- Operating activities are daily internal activities of the business. These either require cash or generate the cash. These include cash collection from customers, cash paid to sub layers and employees, cash paid from operating expenses interest and taxes.
2. Net cash flow from investment activities- Investment activities are discretionary investments made by the management. These primarily consist of the purchase or sale of any equipment etc.
3. Net cash flow from financing activities- Financing activities are those external sources which include sales of common stock changes to short term and long term loans and dividends.
4. Net change in cash and marketable securities- The results of first three calculations are used to determine the total change in cash and marketable securities caused by fluctuations in operating, investing and financing cash flow

For samples of income statement and balance sheet, please visit

http://www.cashflowcrunchers.com/articles/Bookkeeping_basics_Article-3.php

(c) Copyright 2007. All rights reserved.

Satti Vijay Bharath Reddy , is one of the founders of The Cashflow Crunchers, a web site for Investors and Smallbusiness to share investing tips and other information. For more articles, tips, and free online calculators, please visit http://www.cashflowcrunchers.com

Tip #1: Keep it Separated

Too many business owners mix and mingle their personal and professional finances. Even if you are a sole proprietor keep you business business, and your personal personal. Set up separate checking accounts and if you need some funds from your small business, write yourself a check, or make a cash withdrawal. This will help come tax time when you need to separate business expenses. Even though the form of business is a path-through, you should still make sure a separation takes place. This will make expense tracking and budgeting much easier on you.

Tip #2: Keep Up to Date

Falling behind on your bookkeeping will only make matters worse. Set a specific time aside to deal primarily with record keeping. This will make tax time easier and quicker for you or your accountant. If you simply do not have the time necessary to complete the task, then look at outsourcing the work, or bringing in a part-time bookkeeper. This necessary function of business is so crucial to the success of the business that if cannot be put off and forgotten.

Tip #3: Use Your Numbers

Your financials can tell you a lot about your business, you just have to know what to look for. Check with your financial guru (CPA, bookkeeper, financial analyst, and/or consultant) at least quarterly and have them give you a thorough breakdown of your financial position. These individuals should be able to give you a written and oral report on how your business is functioning. Which areas are weak, and which are strong. Along with that they should also provide advice and an action plan on how you can go about strengthening your financial position.

Tip #4: Know When to Recognize

Recognizing revenue and expenses can make a difference in how your business performs month-to-month and how your taxes are calculated. If you use the accrual basis accounting system your year and month end numbers will be quite different then the cash basis accounting. Be sure you know what accounting method you are using, and how to recognize revenues and expenses correctly.

Tip #5: Check, Check, and Double Check

If you do not use an automated accounting software program (QuickBooks, Peachtree, Great Plains, etc) then there is a chance you will not balanced at the end of every period. By using a Trial Balance you can catch mistakes early and often, this saves from year-end headaches and added expense from your CPA while he/she finds the problem associated with your calculation error. Even if you use accounting software you can still enter erroneous information, be sure to reconcile your bank account against the program every month, this will allow you to catch errors that may have happened when filling out checks, invoices, or journals entries.

Jayson Cardwell is the Founder and President of Serium Consulting, LLC a non-profit and church consultancy. Serium Consulting specializes in helping board members, directors, pastors, and leaders in the business aspects of running an organization. This is accomplished through consulting in the areas of Financial Management, Analysis, Strategic Planning, Executive Development, Organizational Development, and Management Consulting.

For more information about Serium Consulting and how they can help you visit them on the web at http://www.SeriumConsulting.com

Choosing new accounting software may be one of the most critical business decisions you are ever likely to make and with so many applications available on the market it’s crucial that you follow some basic guidelines when selecting your new software.

Choosing the right supplier should be a key factor in selecting a business accounting solution. You need to establish the viability of the supplier to ensure that buying their solutions is just the first step in a relationship that is beneficial for you.

Business accounting solutions are extremely complex and it is essential that the supplier you choose can not only prove their position in the market place but are financially viable and able to provide outstanding references. It is not sufficient to choose a supplier purely on the basis of an existing relationship.

Support of your business accounting software is essential and you should establish what level of support you will be provided with and how much that is going to cost you over the life of your software.

How often are upgrades issued? How are these distributed? Are they included in the support and maintenance fees or will they cost extra? What sort of response levels will be provided? Between what times are the support desk available and when are they closed? These are all questions that you should ask any potential software provider before committing to purchasing from them. If you have a problem with your accounting software you want to know that it will be resolved quickly and with the least interruption to your business possible.

Your business is likely to evolve and change over time and therefore the accounting and reporting requirements will change too. Will the software you are purchasing keep up with your changing requirements? When selecting your accounting package try to imagine your business in 3 or 5 years time. What will you do differently? How much will the business have grown? Will you have many more staff? It may be better at this point to pay a bit more for a software solution that will “grow” with your business and can be upgraded with the minimum of fuss and disruption to meet your needs in the future.

As well as meeting legislative requirements, any business account package should give you the information you need to run your business. The decisions you make based on your business accounting information will impact on every area of your business so it’s crucial that you can easily get the information you need, when you need it and in a format that is easy to interpret. You must be able to distribute necessary information to your key decision makers easily and efficiently; allowing them to focus on managing the business.

You may have a number of other software solutions within your business and being able to integrate your accounts software with these processes will make it easier to manage your business as a whole. Being able to share business information across systems and see “the bigger picture” really does mean that you’re better informed. In addition integration means that you’re not storing duplicate data, a practice that can increase the risk of errors in your records.

Ease of use may be more important to your staff than yourself but keeping your employees happy and willing to accept a new system and work with it can be critical to its level of success. A proven business accounting solution should be intuitive and easy to use. The software provider should be able to provide training for your staff whatever their level of computer literacy.

Finally, it’s worth bearing in mind that the cheapest option may not provide you with the best value for money. A system that costs slightly more may give far more functionality that can provide cost savings in other areas. Consider the whole software package and the functionality it provides together with each of the above points and don’t just focus on the price when evaluating value for money.

Considering all the issues that have been mentioned when you are selecting your new business accounting package should ensure that you choose a proven software product which is easy to use and provides a high level of functionality and integration with your existing processes. In addition, you will be buying from a company that will provide you with a high level of customer service for many years to come.

Dave Anson has been helping companies select business software solutions for a number of years. For more information from Dave join the mailing list at http://www.theretailpeople.com